Health insurance cover for people suffering
from HIV/AIDS or those vulnerable to infection such as doctors and
nurses is set to become a reality in India.
This follows a request issued by the Insurance
Regulatory and Development Authority (IRDA) on 2 February 2012 to
all life and general insurers to submit comments on an exposure
draft within 30 days.
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According to the IRDA, the move to compel
insurers to provide health insurance to those suffering from
HIV/AIDS or vulnerable to infection is in response to calls made by
public bodies, government authorities and other interested parties.
The IRDA noted that it is its intention to implement the new ruling
on HIV/AIDS cover on 1 October 2012.
According to the United N a t i o n s C h i l
d r e n ’s F u n d (UNICEF), while India has an HIV/AIDS infection
rate of only 0.3%, this translates into about 2.4m people, one of
the highest numbers in the world.
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