Specialty property and casualty insurance platform Everspan has formed a programme partnership with TheGuarantors, which caters to renters and landlords.

The partnership will see Everspan provide support to TheGuarantors’ flagship offerings Lease Guarantee and Security Deposit Replacement.

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Lease Guarantee is a tenant default protection offering that allows customers to qualify for the unit they wish to rent.

Whereas Security Deposit Replacement acts as a substitute for a cash security deposit.

For both the offerings, renters pay an upfront or monthly fee and TheGuarantors provides coverage to landlords for rent default or damages.

Everspan’s policies will be available across the US on an admitted basis via TheGuarantors’ network of real estate partners.

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Everspan Group chief underwriting officer Steve Dresner said: “We are proud to partner with TheGuarantors, a leading fintech firm whose products and platform are reshaping the real estate space.

“At Everspan, we believe insurance should be a force for good. TheGuarantors shares that value and puts it into practice through its innovative Lease Guarantee and Security Deposit Replacement products.”

TheGuarantors CEO and founder Julien Bonneville said: “Everspan is a trusted name in insurance and we are thrilled to add them to our roster of A-rated carriers.

“Their risk capacity and operational excellence enable us to continue innovating and support our vision of providing best-in-class products to our renters and real estate partners.”

Earlier this year, Everspan’s affiliate agreed to underwrite Branch Financial’s policies in 11 new states of the US.