Specialist insurer Beazley has launched its streamlined Miscellaneous Medical Liability insurance product (“MiscMed”) to both US and London markets.

Furthermore, the product has significant improvements to wordings.

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The MiscMed product provides protection for medical professional liability exposures that may come out of a wide range of healthcare-related businesses.

In addition, this includes the more complex risks that can fall in the grey area of healthcare – such as search and rescue providers, humanitarian aid organisations, and social services.

The main benefits of the product are:

  • Simplified policy documentation in one modular form, enabling coverage to be tailored;
  • Added Errors and Ommissions;
  • Separated the sexual/physical misconduct module to provide a distinct tower of coverage, and
  • Enhanced coverages built into base form, requiring fewer endorsements.

John Livatino, focus group leader – US miscellaneous medical & life science at Beazley, said: “In this area we have a robust appetite and are able to use our extensive experience and risk insight to develop improved coverage for hard-to-place risks. As with everything we do at Beazley, this new modular policy keeps brokers front of mind: our coverage is organised in-line with industry standards, providing them with the flexibility needed to provide a bespoke solution for their clients.”

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In March 2023, Beazley launched a new insurance offering aimed at private equity firms.

Private equity firms and their directors deal with a variety of risks during an investment’s lifecycle.

The bespoke offering is designed to focus on directors and officers (D&O) risks within the lifecycle of portfolios and covers it from the purchase of the asset to its divestiture.