Zurich Commercial Insurance has taken its Data Center Project Guard product global, entering Brazil, Germany, Italy, the Nordics and Spain after its US debut in January 2026.
Originally developed by Zurich North America’s construction team, the product bound business within weeks of its US launch before being rolled out across five new territories.
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The specialist construction insurance offering targets contractors, project owners and site crews.
In a statement, the company said: “Each market has unique needs and challenges, but tailored underwriting, risk engineering expertise and excellent claims services have value everywhere.”
The expansion follows a report published by Zurich in April 2026 titled ‘Data center risks right now’.
The report drew on input from risk engineers, underwriters, claims leaders and senior executives.
It examined six areas of data centre resilience including loss drivers, insurance limits, labour, power and related topics.
The report found that as multibillion-dollar campus developments test traditional insurance limits, capacity, structure and coordination are becoming increasingly critical, requiring life cycle planning across builders, owners, lenders, insurers and reinsurers.
It also noted that AI-driven demand is producing larger, denser projects where construction and early operational phases overlap, compounding exposures across weather, fire, equipment, labour and power.
Early, integrated decision-making – covering loss modelling, redundancy planning, skilled labour, and proactive management of power, water and severe weather exposure — was identified as central to resilience.
Zurich Insurance Group’s latest financial results showed its property and casualty (P&C) business posting “accelerated” growth in the first quarter of 2026, with infrastructure and data centre construction cited among the key demand drivers.
P&C gross written premiums increased by 17% in US dollar terms to $15.56bn (SFr12.25bn) in the three months to 31 March 2026, or 8% on a like-for-like basis.
Commercial Insurance premiums grew by 9%, supported by global specialty and middle market, while retail premiums added 7%.
