It is not business as usual
for insurance regulation in the US state of Minnesota. Along with
all state departmental functions, insurance regulation, which forms
part of the duties of the Department of Commerce, was brought to a
complete halt at the end of June by an impasse in the state’s

The shutdown of Minnesota’s
state departments had its origins in May this year when the state’s
legislature adjourned following the inability of Democratic and
Republican members’ to agree on how to deal with the elimination of
a $5bn budget deficit. The result was that no new budget was agreed
on to fund the operation of state departments for the new fiscal
year that began on 1 July 2011.