John Hancock Insurance has rolled out a new redesigned indexed universal life insurance product, Accumulation IUL.

Designed to maximize cash value accumulation, the new product offers strong death benefit protection, and helps clients better prepare to meet future financial needs.

John Hancock Insurance president Mike Doughty said nearly 80 million baby boomers are preparing to exit the workforce over the next 20 years.

"They want to protect their family’s financial well-being today, but are also increasingly concerned about maintaining their current lifestyles or running the risk of outliving their savings in retirement."

Accumulation IUL offers downside protection with the potential for growth through returns that are linked to the index.

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