AIG Life has enhanced its critical illness (CI) offering by simplifying definitions and adding several new medical conditions to its range of products.

As part of the revamp, the company has added more than 40 enhancements to its cover and also increased payouts to customers.

The insurer has added early stage low-level cancers, severe mental health, sepsis, pregnancy complications to CI policies.

AIG Life head of marketing Sue Helmont said: “We know critical illness insurance is an awkward customer conversation for financial advisers.

We’ve designed the cover with everyone in mind so all the elements work together to deliver protection you can trust and so that clients trust advisers in return.”

The insurer stated that supplementary partial payments have surged to 50% of the sum insured up to £35,000 for both adults and children.

Additionally, children’s CI and child-specific condition payments have increased 50% of the sum insured up to £35,000.

The child death benefit payout too has increased to £10,000, which was paid early if a child is diagnosed with a terminal illness.