Mr. Desiderato is senior managing director and chief technology officer in the Investments Group, reporting to John Kim, president of the Investments Group. He is responsible for the retirement administration, distribution and marketing, investment operations and warehouse platforms, along with infrastructure services and business/IT risk management. In addition, he is a member of the Investments Group Senior Leadership Team. Prior to joining New York Life, Mr. Desiderato was most recently principal and industry analyst at Novarica. Before that, he held chief information officer roles at Prudential and ING, as well as various IT leadership positions at Citigroup. Mr. Desiderato earned a Bachelor of Science degree in computer information systems from Quinnipiac University. He resides in Burlington, CT with his wife. They have two children.

Ms. Gagliano is a senior vice president in the Insurance Group. She is in charge of information technology strategy and all application development for life products, reporting to Susan Paternoster, senior vice president and chief information officer for the Insurance Group. Prior to joining New York Life, Ms. Gagliano most recently worked at Nomura Securities International as global COO for equities technology, where she had global responsibility for business analysis, project governance, risk and control, and overall financial management. Before that, she held senior information technology leadership roles at CIT Group, Lehman Brothers, and Deutsche Asset Management. Ms. Gagliano earned a Bachelor of Science degree in computer science from St. John’s University. She resides in Chatham, NJ with her two daughters.

Mr. Hendry is senior vice president and treasurer, reporting to Senior Vice President, Deputy CFO and Controller John Fleurant. He is responsible for the Treasury function, as well as financial planning, analysis, and management reporting. Prior to joining New York Life, Mr. Hendry worked at Prudential, where he served in multiple key leadership roles in financial management, most recently as the treasurer for the life insurance businesses and prior to that focusing on solutions for defined benefit plans. Before that, he worked at Coopers and Lybrand in the financial advisory and assurance practices. Mr. Hendry earned a MBA from New York University and a Bachelor of Science degree from Kings College. He resides in Plainsboro, NJ with his wife and their four children.

New York Life Insurance Company, a Fortune 100 company founded in 1845, is the largest mutual life insurance company in the United States* and one of the largest life insurers in the world. New York Life has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+).** Headquartered in New York City, New York Life’s family of companies offers life insurance, retirement income, investments and long-term care insurance. New York Life Investments*** provides institutional asset management and retirement plan services. Other New York Life affiliates provide an array of securities products and services, as well as retail mutual funds. Please visit New York Life’s Web site at www.newyorklife.com for more information.

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