LifeAgain Insurance is a newly-formed medical data analytics business that has been internally developed by researchers at Cardium. LifeAgain is initially focused on the development, marketing and sale of survivable risk term life insurance programs for patients with certain cancers or other medical conditions having improved mortality due to medical advancements, but who are typically considered uninsurable based on traditional life insurance underwriting standards.
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Working in cooperation with large and established life insurance companies, LifeAgain seeks to use the power of its proprietary medical data analytics technology in the field of life insurance to: apply medically-driven algorithms and other quantitative tools to support Decision Rule Adaption to broaden eligibility for individuals with specific medical conditions; and assess individualized mortality using the prognostic value of advanced medical diagnostic information that is supported by long-term clinical studies, peer-reviewed publications and physician consensus.
Also, LifeAgain will establish customized policy premium pricing in a cost-effective and scalable manner operating within the life insurance industry’s established actuarial underwriting practices and standard operating procedures, and designed to monetize medical advancements in prostate cancer mortality.
LifeAgain’s initial product platform will be centered on Cardium’s BlueMetric Select term life insurance program which has been specifically designed for eligible men with active localized prostate cancer.
This pioneering term life insurance program is expected to represent the first and only product offering developed for individuals with active cancer based on risk assessments using Cardium’s advanced medical data analytics.
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