The product features an inbuilt accidental death benefit (ADB) option. To augment savings of the customers, Smart Growth Plus also offers a guaranteed addition of 5.5% of the sum assured per annum during the first five years of the policy term.

Ravi Vishwanath, deputy CEO of Tata AIA Life, said Smart Growth Plus is designed to meet the multiple objectives of systematic savings, supplemental retirement income and protection for customers’ loved ones against the uncertainties of life.

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Tata AIA Life said the policy term for Smart Growth Plus varies between 10-30 years to offer customer flexibility.

Tata AIA Life is a joint venture company formed by Tata Sons and AIA Group. Tata Sons holds a 74% stake in the company and AIA holds 26% through AIA International Limited.

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