Global specialist insurer Hiscox has appointed Harriet Turner to lead new sexual molestation liability (SML) cover in its London Market business. 

The new offering will provide coverage for claims related to sexual misconduct within the workplace. 

Turner’s experience encompasses various roles including underwriting at Beazley and managing different classes of business including employment practices liability and private directors and officers.  

The SML cover is designed to address the specific risks of sexual misconduct allegations for employees, offering a safeguard for global “large organisations” across diverse sectors, including but not limited to health, social care, leisure and financial services.  

The coverage extends to the costs associated with legal proceedings and any financial settlements or damages awarded during the policy period. 

Furthermore, Hiscox has partnered with Control Risks, a global risk consultancy, to provide additional services to SML clients. These services include evaluations of the organisation’s risk management and compliance strategies before the policy is bound, with recommendations for any necessary enhancements.  

Turner is scheduled to start her new role within the Hiscox London Market General Liability team in September 2025, operating from the London office.  

Hiscox London Market’s casualty divisional director Colin Buchanan said: “Expanding into sexual molestation liability broadens out our existing liability offering and responds to an increasing demand for this type of cover from clients and brokers.  

“We look forward to welcoming Harriet to the team, whose background in underwriting liability products will establish Hiscox as a go-to market for sexual molestation liability protection.” 

In June, Hiscox rolled out a new Cargo API solution to facilitate the underwriting process for small cargo and stock throughout risks.