Generali has posted a net result of €4.17bn for the year ended 31 December 2025, a 12% increase from €3.7bn in the prior year.
Gross written premiums (GWPs) climbed by 3.6% year-on-year to €98.1bn.
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Both the life and property and casualty (P&C) segments contributed to this increase.
The company’s operating result stood at €8bn, up 9.7%.
In the life segment, GWPs moved to €61.9bn, an increase of 1.4%.
Growth was led by the savings line, which jumped 10.7%, particularly in Asia where it recorded a 46.3% gain.
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By GlobalDataProtection and health lines rose by 5.6% across most regions.
The life operating result rose to €4.15bn from €3.9bn a year earlier.
The operating insurance service result also increased, reaching €3.24bn.
P&C GWPs totalled €36.2bn for the year, up 7.6%.
This includes a 7.3% increase in non-motor business and a 7.5% rise in motor business, with both areas seeing growth in all key markets.
Non-motor premiums, including those underwritten by Europ Assistance, were up 7.5%.
The P&C operating result reached €3.6bn, compared with €3.05bn previously.
The operating insurance service result for this segment grew to €2.6bn from €1.97bn.
Asset and wealth management reported an operating result of €1.19bn, up 1.5%.
Total assets under management grew by 4.3% to €900bn, with asset management net inflows of €16bn.
Generali Group CEO Philippe Donnet said: ”Our record 2025 results mark a very successful first year of our strategic plan ‘Lifetime Partner 27: Driving Excellence’ and confirm the continued value creation for all our stakeholders. In an environment still characterised by great uncertainty, we further strengthened our role as a true lifetime partner for all customers, offering them protection, stability and peace of mind.
“Furthermore, we are accelerating the transformation of the group operating model through the broad deployment of AI, digitalisation and automation, and we are very pleased with the remarkable progress made towards our ambitious sustainability targets.”
Last month, Generali established Generali Core Tech, a new group software unit intended to support its technology transformation.
Recently, Zurich Insurance agreed to acquire the non-life insurance operations of Generali España De Seguros Y Reaseguros in Ireland, known as RedClick.
