UK-based digital risk processing platform Cytora has formed a strategic partnership with Altitude Intelligence.

The tie-up aims to bring geospatial and climate risk intelligence directly into insurance underwriting processes.

Under the agreement, Altitude Intelligence’s geospatial and multi-source fusion data will be integrated into Cytora’s platform.

This is designed to allow commercial insurers to automatically enhance submissions with location-specific and climate-related insights at the underwriting stage.

The collaboration brings together open-source intelligence and detailed geospatial analysis so that insurers can move away from manual location research.

Instead, fragmented submission data can be converted into a single, consolidated picture of physical risk exposure through automated data inputs.

Cytora chief operating officer Juan de Castro said: “Precise geospatial context is the bedrock of modern property underwriting. Our partnership with Altitude Intelligence brings a sophisticated layer of multi-source fusion and geospatial data directly into the risk processing workflow.”

Cytora said the arrangement will help underwriters to visualise and quantify climate and physical risks linked to individual assets, supporting pricing and capacity decisions with real-time intelligence.

According to the press statement, Cytora’s generative AI-powered risk processing has been integrated with Altitude Intelligence’s Intelligence-as-a-Service model.

The combination is designed to simplify the “enrichment” phase of underwriting, shorten decision cycles and strengthen portfolio resilience to climate-related threats.

The partnership is part of Cytora’s wider plan to broaden its data ecosystem for insurers.

Altitude Intelligence analytics head Santiago Fisher added: “By integrating our specialised geospatial and multi-source capabilities into the Cytora platform, we are ensuring that commercial insurers have seamless access to the actionable insights they need to navigate an increasingly complex risk landscape.”

Last September, Applied Systems acquired Cytora, with the aim of accelerating delivery of its Digital Roundtrip of Insurance strategy.

Earlier this month, Cytora also teamed up with Climatig, a provider of physical climate risk calculation tools, to integrate climate risk analysis into its digital risk processing platform.

That move enables users to access climate data from Climatig as part of their assessment processes, giving underwriters additional information to evaluate exposure at both asset and portfolio levels.