Amazon Pay has extended its vehicle insurance services to reach around 280 million vehicle owners in India.
The coverage includes approximately 250 million two-wheeler users and 30 million car owners.
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The insurance can be accessed through the Amazon app, in partnership with HDFC ERGO, ACKO and ICICI Lombard.
The offering is available nationwide, covering metropolitan areas as well as tier two and tier three cities such as Alwar, Bharatpur, Coimbatore, Gwalior, Jamshedpur, Jhansi, Kota, Sambalpur and Udupi.
Users can obtain quotes by providing their vehicle registration number and choose their desired coverage level before completing the purchase digitally.
For two-wheelers, no physical inspection is required and policies are issued within minutes.
Claims are processed cashlessly at more than 9,000 network garages across India, subject to the insurer’s terms.
The platform enables users to compare premiums from different insurers and select their preferred plan.
Prime members can access exclusive discounts on premiums offered by insurers.
Customers may also opt for additional cover options as needed.
Payment methods include Amazon Pay balance, UPI or stored cards.
Cashback is available through Amazon Pay.
Purchased policies are immediately accessible via the Amazon orders page and are also sent by email.
Amazon Pay acts as a registered corporate agent for these insurance products and does not underwrite the policies itself.
Amazon Pay India CEO Vikas Bansal said: “Amazon Pay strives to innovate for every Indian, simplifying lives and fulfilling aspirations by solving for their payment and financial needs.
“Our latest expansion of the vehicle insurance portfolio is a direct reflection of that commitment. With more than 70% of India’s registered two-wheelers uninsured, we are focused on driving deeper insurance penetration into tier two and tier three cities where access has been limited.
“By partnering with India’s most trusted insurers to bring a comprehensive cashless garage network, we are not just offering a service – we are providing a critical safety net for millions of road users and helping to build a more financially secure society.”
