Belgian insurer Ageas has reached a new three year agreement with UK-based Marmalade to provide motor insurance products to young drivers, including learners and students.

Marmalade – a BIBA Official Scheme provider – offers insurance products for young and learner drivers.

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The motor insurance policies offered by Ageas will enable young drivers to drive without risking the car owner’s no claims discount.

Ageas will provide three products such as Learner Driver Insurance, Student Driver Insurance as well as Named Young Driver Insurance.

The ‘Learner Driver Insurance’ can be clubbed with the existing plan to cover the learner to drive a family member’s or friend’s car until they pass their driving test.

The ‘Student Driver Insurance’ is ideal for university and boarding school students who seldom drive. It is designed to be added to a policy on a vehicle they borrow.

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The ‘Named Young Driver Insurance’ is a yearly telematics policy. It can be used as an alternative to being named in the car owner’s policy. The app enables the telematics to activate only when the young driver is behind the wheel.

Ageas chief customer officer Ant Middle said: “Ageas is best known for offering car insurance to established drivers so we’re delighted to be working with Marmalade, offering insurance cover to the next generation of drivers.”

Marmalade CEO Crispin Moger said: “Marmalade chooses its partners carefully to ensure they understand our values and share the passion we maintain as a business.

“I am confident Ageas is the right partner for Marmalade to work with to continue challenging the industry and reshaping insurance products available for learner and young drivers.”