Tangram Insurance Services, in collaboration with Costero Brokers, has introduced a new crisis care insurance offering for education and social service risks.  

This product is designed to provide coverage for a variety of crisis situations that educational and social service institutions may encounter. 

It offers coverage for incidents such as on-campus assault, emergency security evacuation, natural disaster evacuation, stalking threats and business interruption.  

It also extends to child abduction, disappearance, express kidnap, extortion, hostage crises, kidnap, threats and wrongful detention.  

This product also includes a crisis response extension, which offers coverage for several additional events. 

The new insurance offering is now available to all brokers appointed by Tangram, with standard coverage limits ranging from $1m to $5m.  

Tangram programme strategy SVP Tracy Bernard said: “With the passage of California Senate Bill 553 (CA SB 553) last year, requiring all employers in the state to maintain a comprehensive Workplace Violence Prevention Plan, this new product provides critical coverage to aid in compliance with that bill but also give our clients access to a suite of best-in-class crisis response coverages in a single policy.  

“Additionally, since monitoring for compliance with similar regulations typically falls under the scope of Cal/OSHA, an employer’s Workplace Violence Prevention Plan will become an important piece of overall workplace safety. We are so excited that our long-term partnerships in the crisis care specialty segment have allowed us to give our brokers access to this product.” 

In December 2024, Tangram launched a multi-line insurance programme tailored for the security guard sector and accessed via the Accelerant Risk Exchange and Service Insurance Companies.