Issued by American General Life Insurance Company, the flexible insurance policy offers death benefit protection, upside market potential, cash accumulation for future financial needs.

In addition, the plan gives the opportunity to guarantee the death benefit throughout the policy holder’s lifetime.

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When combined with the optional Accelerated Access Solution, an available chronic illness rider, the product provides the potential for the policy holder to receive access to an accelerated portion of the death benefit, income-tax-free.

AIG Financial Distributors, life insurance, executive vice president and chief distribution officer John Deremo said that the AG Platinum Choice VUL meets market needs as it combines customizable life insurance protection with 46 professionally managed investment options from renowned money managers.

AIG Consumer Insurance life insurance product management, vice president Chris Ogburn said that AG Platinum Choice VUL is designed to help clients not only protect their beneficiaries, but also, help protect their financial assets.

AG Platinum Choice VUL may be particularly well suited for individuals under the age of 65 who require the protection life insurance and are seeking market opportunities to accumulate cash value in a tax-favoured vehicle to supplement income-producing assets in the future.

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The policy can also be customized using a number of optional riders to meet specific, future needs, such as for potential access to living benefits in the event of chronic illness.