AEGON Religare iMaximize Insurance Plan is a unit-linked protection plan that is available as a single premium payment plan as well as a regular premium payment plan, whereas AEGON Religare iReturn Insurance Plan is a return-of-premium term plan.

Both the plans can be bought within 10-12 minutes by visiting the insurer web portal.

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AEGON Religare Life Insurance chief operating officer Yateesh Srivastava said that the AEGON Religare iMaximize Insurance Plan comes with a ‘triple-benefit’ option which pays out a lump sum in the case of death of the policy holder, an annual income benefit for the life of the policy and also pays all remaining premiums in order to ensure that corpus creation is not compromised.

Srivatsava further said that the company has also rolled out a 72-hour issuance promise for issuing an insurance policy within three days after completion of documentation.

The AEGON Religare iMaximize Insurance Plan offers zero premium allocation charges thereby invests 100% of the premium. Charges that apply are mortality charges, fund management charges and policy administration charges.

Additionally, it also provides three investment fund options, such as, Blue Chip Equity Fund, Secure Fund and Debt Fund.

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The AEGON Religare iReturn Insurance Plan has been especially designed for individuals who are looking for a term plan with a return of premium.

The policy provides a life cover that pays a lump sum on death and at the end of the policy term on survival, the premiums paid are returned.